From Cruise Critic:
For years, my approach to buying travel insurance was scattershot. I didn’t
understand insurance lingo and hadn’t really given much thought to what aspect
of insurance coverage was most important to my family. Then my husband and I
experienced “Honolulu Hell.”
Upon checking into our hotel after a Hawaii cruise, taken to
commemorate our 15th anniversary, the bellman put our luggage on a van back to
the airport instead of taking it to our room. The bags were never located. We
lost clothing, cameras, iPods, work-related documents and all the photos we’d
taken during our seven-night cruise! Luckily, our trip insurance policy made us
whole — monetarily, at least. We are, to this day, devastated about the loss of
our vacation photos. (Because it was such a special vacation, we went all out
and did things we’ll probably never have the chance to do again. We may not have
the photos, but at least we have the memories.)
After that experience, I thought about the myriad things — personal illness, cancellation of plans by a travel companion, airline delays, lost baggage or a cruise line going out of
business ….MORE